SAVE THE DATE!  On 09/13/2022 from 11am-1pm PST, we will be hosting our 2022 Annual Member Meeting in the courtyard here at the Credit Union, 2435 NW Front Ave, Portland, OR 97209. Come say hello, WIN PRIZES, and enjoy some free food! Free admission. 

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Rates & Fees

Effective as of: 05/02/2022
Share and Share Draft Fees
Fee CategoryFee DetailFee Amount
Negative Account Fee$5.00/daily
Inactive Account Fee(After 18 months of inactivity)$5.00/monthly
Overdraft Protection TransferAutomatic$5.00
Deposit Return Item$28.00
Stop Payment FeeValid for 6 months$25.00
Non-Sufficient Funds$24.00
ACH/Draft Return$24.00
Gold Checking$7.50/monthly
Rush Debit Card or ATM Card order$75.00
Excess Number of Withdrawals (Share account only, Regulation D)$2 per occurence/after 6th withdrawal mo.
Share min. balance requirement not met$5.00/monthly
Money Market min. balance req. not met$10.00/monthly
Debit Card Replacement $10.00
Wire Transfer Fees
Outgoing Domestic / International$25.00 / $50.00
Incoming (includes Western Union)$10.00
IRA Fees
Annual Custodial Fee$10.00
Account Close Fee$10.00
Portland Local 8 FCU VISA Credit Card Fees
Over limit fee$25.00
Card Replacement (lost)$10.00
Rush Replacement$75.00
Late Payment$25.00
Returned Payment (NSF or account closed)$25.00
Cash Advance$5.00
Statement reprint fee$10.00
Sales Draft copy$10.00
Balance Transfer3% of transfer$5.00 min. fee, $75.00 max. fee
Convenience Check fee3% of transfer$5.00 min. fee, $75.00 max fee
Foreign Transaction fee(for single and multiple currencies)1.00%
On Demand ACH Payment$5.00
Loan Fees
Credit Report$18.00
Skip Payment$30.00
Title Processing Fee$50.00
GAP (Guaranteed Asset Protection)$525.00-$725.00
Mechanical Breakdown Coverage Ins.(varies on vehicle)
Loan Origination Fee(based on credit tier $0 - $125
Home Equity Line of Credit Origination 1% of Line of Credit Limit
Home Loan Reconveyance Fee$200-$400 per Title Company/County
Miscellaneous Fees
Cashier's Check(waived for Gold Checking and seniors)$2.00
Copy of Item/Statement$2.50
Coin Counter (waived for Gold Checking and seniors) 5% of total
Account Research$25.00/hour
Legal Processing(garnishments/tax levies/etc.)$15.00
Collection Item Processing$8.50
Foreign Item Processing$5.00
Check Cashing (Non-Members)$10.00
Invalid Address $5.00 / Month
Abandoned Account / Escheatment$25.00
Cash Advance Third Party Credit Card Fee1% of cash advance amount, min. $25
Third Party Debit Card Plastic Payment Fee$10.00 per occurrence
Gift Card Purchase$2.00 per card
ACH Origination $2.00 per item
ACH Origination Same Day $5.00 per item
Credit or Financial Counseling Services$25.00 per hour

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